Accessibility | Collaboration | Inclusivity | Accuracy
NEW ISSUES EVERY THURSDAY
Issue 16
October 30, 2025
Highlights
Summary (p.3)
Altadena’s recovery enters a critical new phase as residents navigate Edison’s payout program, the expiration of forbearance, and continued grassroots efforts that drive community resilience and renewal.
Webinars (p.4)
Recent wildfire recovery webinars highlighted the urgent need to integrate mental health support and systemic insurance reform to strengthen survivor recovery and long-term resilience.
Doing Good in the Neighborhood (p.5)
Grassroots groups, such as Altadena Rising, Altogether Rise, the Eaton Fire Survivors Network, and the Eaton Fire Residents United, continue to lead the recovery effort with compassion, advocacy, and community action.
Community Updates (p.6)
Southern California Edison’s new payout program and the end of one-year forbearance mark a critical turning point for homeowners navigating recovery and financial stability.
Events (p.7)
Check out the extensive list of upcoming community events and gatherings designed to keep Altadena connected, informed, and moving forward together.
Funding (p.8)
Visit the Funding section to view eligibility details, amounts, deadlines, and application links.
Contributors (p.9)
This has been a team effort.
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Summary
Community Updates
Doing Good in The Neighborhood
Funding
Events
This Week's Summary
This issue of The Dena Report captures a pivotal moment in Altadena’s recovery, as the community balances progress with new challenges. Southern California Edison’s Wildfire Recovery Compensation Program has launched, and residents are urged to review it carefully and seek legal advice before making decisions. With the one-year mortgage forbearance period under Assembly Bill 238 nearing its end, many homeowners face growing financial pressure as temporary housing support expires, prompting advocates to push for extensions and new grant funding. Meanwhile, grassroots organizations like Altadena Rising, Altogether Rise, Eaton Fire Survivors Network, and Eaton Fire Residents United continue to anchor recovery through direct service, advocacy, and care. The Altadena Town Council marked the largest election in its history and heard public comment on restoring horse access on large lots for mental health and healing. Across every update, one theme stands clear: community leadership remains the driving force behind Altadena’s resilience and renewal.
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Video
Town Halls and Meetings
Historic Election: Largest Altadena Town Council election in history, with strong community participation and heartfelt speeches from candidates focused on recovery, equity, and local leadership.
Rebuilding Progress: Nearly 400 permits issued; over 260 construction projects underway. McDonald’s and Bar Betsy projects approved—symbols of local business recovery.
Eaton Fire Collaborative: The Collaboratory is now open to the public; the location has limited availability but will have more resources in the future.
Public Works Update: Lincoln Avenue Bridge expected to reopen by Thanksgiving; residents urged to prepare for post-fire mudflow risks.
Public Comment: Petition introduced to allow horses on properties over 9,000 sq. ft. to support mental health and healing in recovery.
Planners play a critical role in wildfire recovery by leveraging their organizational skills, facilitation strengths, and ability to connect with communities, especially hard-to-reach populations.
Humanity and vulnerability are essential in disaster response—staff should feel empowered to share emotions, acknowledge limits, and support survivors who have lost everything, including their identities.
Mental health support must be integrated into emergency response plans, not just for survivors but also for staff, with ongoing access to counseling, peer support, and wellness resources long after the event.
Relationship-building and trust across agencies and communities before disasters strike strengthens collaboration and improves long-term recovery outcomes.
Prop 103 Is Not the Problem:
The insurance industry is using Prop 103 as a scapegoat for rate hikes and their departure from the state. In reality, the law allows companies to raise rates as long as they provide transparency and can justify the increase.
Consumer Watchdog argues that the companies are raising rates because of their own financial missteps and poor risk assessment, and that California is a highly profitable market they will ultimately return to.
Protecting Homeowners with "Good Driver" Rules:
Consumer Watchdog proposes a new legislative effort modeled after the state's auto insurance mandate. This proposal would require insurance companies to provide coverage to homeowners who meet state-mandated fire mitigation standards, just as they must provide coverage to "good drivers."
This initiative aims to prevent insurance companies from cherry-picking the least risky properties and to ensure that homeowners who invest in making their homes safer can still get insurance.
The FAIR Plan is an Insurer of Last Resort, Not a Solution:
The FAIR Plan was created as a safety net for those who can't get private insurance. However, the private insurance industry has been dumping so many policyholders onto the FAIR Plan that its original purpose has been corrupted.
The real solution is not to improve the FAIR Plan but to make it possible for people to buy coverage on the regular market, a problem that is compounded by the high cost of mitigation.
Collective Action is Crucial for Change:
The speakers emphasize that survivors' collective power is their biggest asset. By organizing and sharing their stories, they can expose the illegal practices of insurance companies and challenge the narrative that "everything is fine." This collective advocacy is essential for pressuring lawmakers to enforce existing laws and pass new legislation that protects consumers.
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Doing Good in the Neighborhood
Finding Comfort in the Ashes
Out of the ashes of the Eaton Fire, a powerful network of grassroots organizers, neighbors, and community advocates has continued to rise. Some of these efforts began long before the fire, and nine months later, they are still showing up every single day.
These are individuals and organizations fueled not by recognition, but by love for their community. Their only goal is to help their neighbors rebuild, recover, and return home. They are the ones organizing food drives, coordinating wellness checks, securing affordable housing, protecting immigrant families, and ensuring that every survivor’s voice is heard.
When misinformation spreads, they respond with truth. When policy decisions overlook the most vulnerable, they rally to advocate for change. And when neighbors need help, they are the first to arrive.
We want to honor each of you today, those we know by name and those we don’t. You are heroes in our book.
A few we especially want to recognize include Altadena Rising, Altogether Rise, Eaton Fire Survivors Network, Eaton Fire Residents United, Altadena Not for Sale, and many others working quietly behind the scenes to ensure every resident is cared for and counted.
We see this same spirit reflected in the record-setting Altadena Town Council election, the largest in history, where dozens of candidates stepped forward to serve. Their speeches available in the Town Council meeting recording echo the same heart and hope driving this community forward: a shared desire to make a difference, together.
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Community Updates
Preparing for the Next Phase of Recovery
As we approach the new year, residents of Altadena and Pasadena are entering a critical next phase of recovery. Recent developments, including the release of Southern California Edison’s new payout plan and the approaching end of mortgage and rental forbearance periods, require careful attention and planning.
The New Edison Payout Plan
Southern California Edison (SCE) has released its Wildfire Recovery Compensation Program for those impacted by the Eaton Fire. Survivors are advised to carefully review all materials and consult with a lawyer before signing or accepting any offer.
Key details to note:
The program is voluntary, meaning you are not required to participate.
Accepting an offer waives your right to sue SCE or take part in other legal action related to the fire.
Any insurance payments you have received may be deducted from the payout amount.
There are two tracks: a Fast Pay option, which aims for payment within about 90 days after submission, and a Detailed Review track, which requires more documentation and takes longer to process.
Compensation amounts may not fully reflect your total losses, especially if you have complex claims involving rebuilding or long-term displacement.
Residents are encouraged to:
Consult with a lawyer or advocate experienced in wildfire settlements.
Review your insurance and documentation before filing.
Compare the payout offer with your remaining recovery and rebuilding needs before making a final decision
Mortgage and Rental Forbearance
Governor Gavin Newsom signed Assembly Bill 238 (The Mortgage Forbearance Act) in September 2025, offering up to 12 months of forbearance for homeowners impacted by wildfires, including the Eaton Fire.
Under this law:
Borrowers can request forbearance in 90-day increments, up to one year total.
During forbearance, servicers cannot charge late fees or initiate foreclosure.
Requests must be reviewed promptly, with written responses required from loan servicers.
However, many local homeowners will not be back in their homes within that one-year period. As forbearance and temporary rental support from insurance come to an end, families face the growing challenge of covering both mortgage payments and rising L.A. County rents.
Community leaders and advocates are mobilizing to push for an extension of forbearance and to encourage grant funding to prevent foreclosures and property loss. Homeowners are urged to begin planning now, reviewing all available financial and legal options for the coming year.
The Growing Need for Food and Housing Support
As these transitions occur, financial strain persists for many households. Community food banks and organizations across Altadena and Pasadena remain critical resources for families balancing recovery, housing, and daily needs.
Local food support includes:
Friends In Deed Food Pantry
444 E. Washington Blvd, Pasadena
Serves Pasadena and Altadena residents.Foothill Unity Center
191 N. Oak Ave, Pasadena
Distribution: Tuesday 9:00–11:30 a.m.; Wednesday and Friday 1:00–3:30 p.m.Altadena Congregations Together Serving (ACTS) Food Pantry
Altadena Community Church, East Altadena Drive
Open Saturday mornings; offers seasonal and holiday support bags.
Program hours and eligibility vary; call ahead to confirm current availability.
What Comes Next
As a community, we must prepare for this next stage of need. Very few families can manage a mortgage and L.A. County rent simultaneously, and the end of temporary relief will create new challenges for many.
Funders and partners are encouraged to consider:
Emergency grants to help homeowners avoid foreclosure.
Housing stability funds for renters displaced by rebuilding delays.
Continued support for food and mental health services as financial pressures rise.
For survivors, advocates, and neighbors alike, this is a time to stay informed, connected, and proactive. Legal advice, early planning, and collective advocacy will be essential to ensuring that no one is left behind as Altadena continues to rebuild.
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Events
Over the next two weeks, several events and resources will be held in Altadena and Pasadena to support fire-impacted residents. From free farmers' markets to the opening of the collaboratory and free mental health clinics, the community is ready to support fire survivors in all aspects of their well-being, with many events offering both virtual and in-person options. Additionally, the Legal Aid Clinic will provide free legal assistance to fire survivors, covering issues such as insurance claims, obtaining rebuilding permits, resolving contractor disputes, and protecting housing rights. Together, these events and services reflect the community’s ongoing effort to meet survivors’ legal, emotional, and nutritional needs as we rebuild our lives. Check out some social events too, including a community mixer and the grand reopening celebration at the Mariposa Junction on November 15!
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NAME OF ORGANIZATION
ELIGIBILITY
AMOUNT
DUE DATE
APPLICATION LINK
Altadena Community Preservation Fund
Homeowner who has experienced a total loss during the Eaton Fire, lives within U.S. Census Tracts 4602, 4603.01, 4603.02 and 4610 (visit altadenatowncouncil.org to learn your census tract), is 65+, and is uninsured or underinsured, including those on the California FAIR Plan.
$15,000
February 15, 2026
Lift International Church
Fill out application to register your needs.
varies
December 31, 2025
Applicants must have applied to FEMA and received the maximum grant from IHP. Applications that have reached the maximum IHP grant will be automatically transmitted from FEMA to SSGP for processing. There is no separate application process for SSGP. Eligible items covered under the SSGP may include rental assistance, housing, personal property, medical or dental, moving and storage, transportation, or funeral costs.
State Supplemental Grant Program (SSGP)
up to $10,000
December 31, 2025
Primary residence was left uninhabitable due from 1/1/23 - 1/8/25, has a maximum income of $140,700 for all family members on the deed of trust, has a mortgage or reverse mortgage, and owns a single-family home, condo or permanently affixed manufactured home.
3 months of mortgage payments, up to $20,000
CalAssist Mortgage Fund Program
December 31, 2025
One-time financial assistance for security deposit, rental payment, essential furnishings, etc. Amount and duration of assistance a household receives will be based on household needs and funding availability.
USHS Eaton Fire Housing Assistance
varies
December 31, 2025
Individuals with disabilities impacted will be assisted with funding and helps replace lost critical assistive technology, tools and devices, and is also covering some motel/hotel stays.
Richard Devylder Disaster Relief Fund
varies
December 31, 2025
Funding
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COUNCIL'S
CORNER
Supporting Renters and Strengthening Civic Engagement
The Renters Protection & Recovery Committee continues its work to ensure that Altadena residents—especially those impacted by the Eaton Fire—have access to fair housing, tenant protections, and recovery resources. The committee is currently preparing educational materials for its upcoming November Town Hall (date TBD), which will focus on renters’ rights, available assistance, and updates on community recovery efforts.
As the holidays approach, the committee is partnering with local organizations to provide free resources and limited turkey giveaways for renters and families displaced by recent events. These seasonal efforts aim to ease some of the burdens many residents are still facing as they rebuild and recover.
Community members can stay connected and participate in these efforts by attending upcoming public meetings. The Zoom link for the next Renters Protection & Recovery Committee meeting will be available on the Altadena Town Council website.
“We remain committed to standing alongside Altadena’s renters and ensuring that every family—whether displaced or rebuilding—has access to clear information and meaningful support,” said Dr. Darlene Greene, Chair of the Renters Protection & Recovery Committee.
Altadena Town Council 2025 Election: Meet the Candidates and Get Involved
Candidate statements for the 2025 Altadena Town Council Election are now live on the Altadena Town Council website. Residents are encouraged to review these statements, get to know their district representatives, and make their voices heard at the polls.
Community members who would like to help support a smooth election process are invited to volunteer at the polls.
Sign-up links are available for each voting day:
November 1: Sign Up Here
November 4: Sign Up Here
November 8: Sign Up Here
For more information, visit Volunteer at the 2025 ATC Election or email vieyvette.stewart-gordon@altadenatowncouncil.org.
Voting will take place over three days at multiple convenient locations across Altadena. Residents—including those temporarily displaced—are encouraged to cast their votes at any of the following polling places:
Altadena Main Library, 600 E. Mariposa Street — Sat, Nov 1 (10 AM–4 PM), Tue, Nov 4 (12–6 PM), Sat, Nov 8 (10 AM–4 PM)
Bob Lucas Memorial Library & Literacy Center, 2659 Lincoln Ave — Tue, Nov 4 (12–6 PM)
Altadena Library at Loma Alta Park, 3330 N. Lincoln Ave — Sat, Nov 1 (10 AM–4 PM), Tue, Nov 4 (12–6 PM), Sat, Nov 8 (10 AM–4 PM)
Prime Pizza, 1900 Allen Ave — Sat, Nov 1 (10 AM–4 PM), Tue, Nov 4 (12–6 PM), Sat, Nov 8 (10 AM–4 PM)
Altadena Town & Country Club, 1449–1347 E. Mendocino St — Sat, Nov 1 (10 AM–4 PM), Tue, Nov 4 (12–6 PM), Sat, Nov 8 (10 AM–4 PM)
Altadena Grocery Outlet, 2270 Lake Ave — Sat, Nov 1 (10 AM–4 PM), Tue, Nov 4 (12–6 PM), Sat, Nov 8 (10 AM–4 PM)
With the Town Council election approaching and recovery efforts continuing across the community, November marks an important moment for Altadena residents to stay engaged, informed, and united in shaping the town’s future.
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Contributors
Bree Jensen
Altadena Town Council
Photo credit
Jemimah Perez
Hallie Young
Emma Hartley